About Us

Jim Raley is the CEO and owner of Pension Planners, Inc. Prior to joining the company, Jim was the CEO and owner of a multi-line insurance agency with offices in Naples, Fort Myers and Marco Island. He was also a Fortune 50 financial services company executive holding various positions including: President of Financial Services and Life Insurance Operations, Chief Investment Officer and Chief Financial Officer. Jim has had executive management responsibility for companies that were investment managers, venture capitalists, and pension consultants. He directed the development of several programs including: a Turnkey Defined Benefit Pension Program for small businesses, a bundled third party administrator for 401(k) plans, a deferred compensation program for medical professionals and a computerized asset allocation and asset manager selection program for defined benefit plans. He was certified as a director for the A&E Associates’ unbiased financial literacy education curriculum that is offered by 401(k) plan sponsors as an employee benefit. He was recognized for his achievements by being named as a Finalist – Supporter of Entrepreneurship – Baltimore Region in 1990 by Ernst & Young. He is a member of the AICPA and the FICPA. Jim is past chair of the Diocese of Venice School Board and the Saint John Neumann High School Board. Jim is past Director and the Treasurer of the Notre Dame Club of Greater Naples. Jim currently serves on the Ave Maria School of Law Estate Planning Conference Committee. Jim has his undergraduate degree from the University of Notre Dame and his graduate degree from Loyola University of Maryland. Jim has an active CPA license in Florida.
Joanne Raley - Vice President and Office Manager has administrative and management experience in human resources and small business accounting. She was Office Manager of a multi-line insurance agency with offices in Naples, Fort Myers and Marco Island. She previously worked for Sun Life of America in sales and marketing support. She currently serves as a member of the Saint Elizabeth Seton Church Parish Council. Joanne has her undergraduate degree from Saint Mary’s College, Notre Dame, IN.
Stephen Margolies - Enrolled Actuary has extensive background and experience in the pension actuarial field. His experience includes tenure at the Prudential serving as an actuary with Actuarial Services in Union, NJ, Chief Actuary at the Spencer Organization in Emerson NJ and ownership of his own actuarial firm. He has given numerous seminars on ERISA to CPAs and Attorneys and achieved his designation as an Enrolled Actuary. He made significant contributions to the construction and graduation of the 1971 Group Annuity Mortality Table (1971 GAM) for use industry wide. The President's Commission on Pension Policy presented to him the Special Achievement Award for important and valuable service to the President's Commission on Pension Policy. Margolies graduated from Rider College with a Bachelor of Science in Commerce degree majoring in Accounting, has achieved the designation of Fellow of the American Society of Pension Actuaries, became a Member of the American Academy of Actuaries, and was a Member of the Conference of Consulting Actuaries.
Mark Grimshaw - Senior Pension Consultant graduated from Penn State University with a Bachelor of Science Degree in Science (with a Mathematical Science Option). He has prior actuarial experience in both the retirement and healthcare industries and is exam qualified in order to become an Enrolled Actuary. In particular, he has over 10 years of retirement plan experience starting in the large single employer industry and moving into the small single employer industry several years ago with a focus in combined Defined Benefit/Cash Balance and Defined Contribution plans. Mark took a mid-career break to join the US Army Reserves in support of Operation Enduring Freedom and was honorably discharged as a Transportation Officer (CPT).
Deida Valladares - Pension Administrator graduated with gamma cum laude honors from Florida Gulf Coast University with Bachelor of Science Degree in Accounting. During college, she was a member of Phi Eta Sigma. She is currently responsible for the annual plan administration of 401(k), 403(b), Profit Sharing and Cash Balance Plans, as well as assisting with new plan set-up and takeover plans. She provides service support for clients that range in size from one participant to over 800 participants. She is enrolled in the Qualified 401(k) Administrator (QKA) certification program through the American Society of Pension Professionals & Actuaries (ASPPA) and has completed Retirement Plan Fundamentals Part 1 (RPF-1) and Part 2 (RPF-2).
Elizabeth Jimenez - Pension Administrator graduated from Florida Gulf Coast University with Bachelor of Science Degree in Accounting. Elizabeth was a student member of FICPA and the Accounting Society. She has prior experience in providing excellent customer service in the insurance industry. Elizabeth has obtained her Customer Service Representative License (440) designation. She has experience in managing accounting records for a motorcycle leasing company which involved auditing, reconciling, and terminating accounts. Elizabeth currently works with 401(k), 403(b), Profit Sharing and Cash Balance Plans which includes trust accounting and new plan set up. She is enrolled in the Qualified 401(k) Administrator (QKA) certification program through the American Society of Pension Professionals & Actuaries (ASPPA) and has completed Retirement Plan Fundamentals Part 1 (RPF-1) and Part 2 (RPF-2).
Patrick Abel Mama - Pension Administrator graduated from Florida Gulf Coast University with a Bachelor of Science Degree in Accounting. He has prior experience in the Aviation industry where he assisted with the preparation of Schedule C’s as well as partnership and S-Corp tax returns. He was the Keeper of Exchequer for the Omicron Psi Chapter of Kappa Alpha Fraternity, Inc. Patrick has also worked in the accounting department for Gulf Coast Humane Society where he handled the payables and assisted with the yearly audit. He speaks, reads and writes Creole fluently. He is enrolled in the Qualified 401(k) Administrator (QKA) certification program through the American Society of Pension Professionals & Actuaries (ASPPA).
Ben Levin - Staff Accountant received a Bachelor of Science Degree in Accounting from Florida Gulf Coast University. He has prior experience as an intern with an accounting firm in Fort Myers. He worked primarily in the audit area. He also worked at Florida Gulf Coast University assisting students enroll for classes during the semester. Prior to coming to Fort Myers, he worked at a local firm in Boynton Beach, Florida helping with general accounting and bookkeeping. Ben currently does the trust accounting and other accounting functions related to retirement plans. He has successfully completed the Retirement Plan Fundamentals (RPF) through the American Society of Pension Professionals & Actuaries (ASPPA).
Veronica Barbosa - Staff Accountant received an Associates of Science Degree in Accounting from Keiser University. She has prior experience in general accounting and bookkeeping. Veronica is an active member of the Board of Realtors. Veronica currently does the trust accounting and other accounting functions related to retirement plans. She is enrolled in the American Society of Pension Professions & Actuaries (ASPPA) Retirement Plan Fundaments (RPF).
Kayla Lamnek - Administrative Assistant works on administrative work maintaining the client and prospect records, organization of year end reports, producing and assisting other staff. Kayla is a student at Florida Southwestern State College studying Human and Social Services. She has taken courses in Computer Literature and has completed a Leadership Academy Program through Florida Southwestern State College. Kayla was the Director of Aftercare for a school in Fort Myers.